Risk Analyst

Johnson Controls

Cork

Credit Risk Analyst Tyco Products ¿¿ Reporting to:¿¿ Team lead OTC. The Credit Risk Analyst reviews and processes all credit applications in the retained organization, verifies credit references and recommends credit limits on new and existing accounts. They also investigate delinquent accounts, contacting sales representatives and work on continuance plans.¿ Preparing and standardize reporting for business units on aging, risk assessment and manage all disputes and progress.¿ KPI's. Bad debts / write offs. DSO. Aging. Dispute control. Credit limit assessment. Scope: Functional, Operational Area. Stake Holders: Sales Directors, Sales Managers,¿ Customers, 3rd Party Collection Agencies, Business Unit directors, Key Accountabilities. Evaluates and processes new credit requests in a timely manner; ensuring the request is complete and accurate. Analyze sales opportunities on credit limits and risk. Review customer accounts and determine whether to maintain, increase or reduce the credit line. Review and control LOC and CAD documents. Verifies incoming credit references, review balance sheets and P&L to make an accurate credit decision. Approves or rejects new applications based on credit reports, references and/or prior history, and communicate the outcome with sales. Creating, preparing weekly and monthly credit status reports. Lead monthly operational calls with business leaders and sales on customer performance. Liaise between business and outsource collection party, discuss performance rates and indicate areas of risk and improvement. Reviews open accounts for collection efforts and makes decisions on pending orders, closing accounts or extending additional credit. Works with the OTC Manager¿ on overdue accounts where collections efforts cannot be resolved. Identifies account problems, researches and resolves all discrepancies in a timely manner. Prepares status reports for credit hold and collections activity weekly reports on aging. Coordinates and controls dispute management for a dedicated region. Control order release for various business units. Forecasting of sales revenue and customer credit limit. Person Specification: Strong analytical skills. Calm, confident manner to handle potentially uncomfortable conversations with internal and external relations. Excellent communication skills at all levels. High Standard of accuracy with good detail knowledge. Strong organisation & time management skills. Self-starter who is proactive and persistent¿ Strong analytical skills. Team player. Competencies (Leadership Essentials. Drive for results. Accurate. Customer focused. Problem Solving. Action Orientated. Priority setting. ¿#external. Experience. 3-5 years functional credit management experience. Experience within a large scale multi-site organization. Experience to working in a dynamic organization and environment. Organisational understanding and business awareness. Strong relationship builder, pragmatic, and able to achieve results and improvements with and through others. Knowledge. Able to review balance sheets and P&L. LOC (Letter of Credit) & CAD (cash against documents experience. Strong PC Skills - Proficient in Excel, Word & SAP and other ERP systems. Able to work with 3rd parties in a professional and timely manner. Able to work with other departments to resolve customer issues beyond the scope of Credit. Language. French (conversational. English (written and verbal. Additional language skills welcome. Education. Bachelor. ¿#external. This job originally appeared on RecruitIreland.com.

2510 days ago